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Provides accurate estimates of your retirement benefit at different ages by accessing your earnings record through a secure interface. You can not use this calculator if you are receiving a benefit based on your own earnings record. In addition, you must be permanently insured to use the Retirement Estimator.

Other calculators, listed below, are less restrictive but require you to enter your earnings. Provides rough estimates of your retirement benefit based on your current earnings.

Also provides estimated disability and survivor benefits if you die or become disabled today. To use the Online Calculatoryou must have a copy of your earnings record because you will need to enter your covered earnings for each year.

This calculator is more accurate than the Quick Calculator. The Online Calculator requires that your browser be JavaScript-enabled. A special-purpose version of the Online Calculator provides benefit estimates under the Windfall Elimination Provision WEP for those who receive a pension from work not covered by Social Security. None of the calculators listed above can provide such benefit estimates.

To use this program, you need to install it on your computer.

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This program is the most powerful of all the calculators and is capable of computing almost any type of Social Security benefit. If you have questions or comments about the Detailed Calculator, please visit our Contact Social Security page for ways to contact us. Remember to use "Detailed Calculator" as the subject so we know which calculator your question or comment refers to. Skip to content. Office of the Chief Actuary.

Estimate Your Benefit. Retirement Estimator. Detailed Calculator. Calculator Question? Advice on when to begin receiving retirement benefits. Effect of early retirement on benefits.

If you are under your normal retirement age when you choose to begin receiving benefits, your benefit will be reduced. Effect of earnings on benefits. If you are under your normal retirement age and you continue to work while receiving benefits, you may be subject to the retirement earnings test.

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We can show the effect of your earnings on your benefits. Basis for retirement benefit computations. Indexing factors. Approximate factors used to adjust earnings for a selected eligibility year.By submitting this form, I agree to Sisense's privacy policy and terms of service.

What is MTD? What is QTD? What is YTD? Why are these useful? How do I calculate? Are you trying to find a Shelby Blitz September 20, Are you trying to find a reliable way to figure out how to answer vital business questions and establish trends over time? For example, how many people used a certain service so far this year, compared to the same point last year? How have sales figures grown month by month? How your costs this quarter compared to those in the same chunk of the same quarter in previous years?

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You use MTD to give you information on a particular activity, results on a campaign, or so on, for this particular time period. Be careful though: this can refer to either the calendar or the fiscal quarter. Once again, make sure you know whether your company goes by the calendar year or the fiscal year, as the latter may not begin on January 1st.

This then selects only the dates from each quarter up to not including the current date that year. For example, If it was the 20th July today, this would only take into account activities from the 1stth July inclusive for every previous year, too. This graph shows a month-by-month comparison of the cost and number of admissions up to and including the current date in this case, 20th July That means there would be nothing for this month, but you would be able to see at a glance what proportion of admissions came after the 20th on previous months, too.

This could prove vital in helping with your resource planning. The kinds of questions you can answer with these calculations will help you do everything from spotting problems forming in real time, to canceling or putting in sales orders early, to figuring out when you need to allocate more resources to cope with growing demand.The administrator has the authority to:.

Electronic Correspondence allows you to receive most, but not all, of your unemployment benefits notices and forms electronically, such as the Notice of Application for Unemployment Benefits, Notice of Potential Chargeback, claim determinations, and more.

All Electronic Correspondence documents are also available as accessible versions for visually impaired customers. Logon to sign up for or view unemployment benefits correspondence. Find out how to avoid laying off workers by reducing the hours of some employees, who can also receive a partial unemployment benefit payment.

Streamline the unemployment benefits claims process if faced with layoffs by taking advantage of our mass claims process.

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If your layoff date was in the past and you have 10 or more employees affected by the pandemic, you will need to fill out and submit Mass Claims documents manually. Choose one mailing address to receive your unemployment insurance notices at a single location, even if you have multiple locations. Respond online to a Notice of Maximum Potential Chargeback. Click on the respective link to download the latest free version upgrade.

If you try to logon but receive the message, "The system has logged you off. Please logon again to access the requested page. You can check the Content Advisor setting or change it by following these steps: On the browser, select Tools. Select Internet Options.

Select Content. When the Content Advisor is disabled, the Enable button displays. When the Content Advisor is enabled, the Disable button displays. To change the setting, select the button that displays Enable or Disable. If prompted, enter the password. Select OK to close the Internet Options window.

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Close the browser, reopen it and try to logon again. Texas Workforce Commission collects personal information entered into electronic forms on this Internet site. If you are using a computer in a public place, log off and close the browser when you are finished using this website to prevent others from viewing your information.

Deaf, hard-of-hearing or speech-impaired customers may contact TWC through the relay service provider of their choice. Equal opportunity is the law. Skip to main navigation Skip to content. Having trouble filing an unemployment claim online? Our Unemployment Benefit System online portal is available 24 hours a day but is experiencing a high volume of visitors.

We are seeing lower volume on the online portal between p. You may want to try back during those hours to file your claim or check the status of your claim. File Viewing Information.Cigarette smoking is one of the leading causes of preventable death in the United States, but quitting can be daunting. Many fear it will take a long time to see improvements in health and well-being, but the timeline for seeing real benefits is faster than most people realize.

Here are some key points about smoking cessation. More detail and supporting information is in the main article. The benefits are almost instant.

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As soon as a person stops smoking their body begins to recover in the following ways:. In as little as 20 minutes after the last cigarette is smoked, the heart rate drops and returns to normal.

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Blood pressure begins to drop, and circulation may start to improve. Cigarettes contain a lot of known toxins including carbon monoxide, a gas present in cigarette smoke. This gas can be harmful or fatal in high doses and prevents oxygen from entering the lungs and blood.

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When inhaled in large doses in a short time, suffocation can occur from lack of oxygen. After just 12 hours without a cigarette, the body cleanses itself of the excess carbon monoxide from the cigarettes.

Just 1 day after quitting smoking, the risk of heart attack begins to decrease. Smoking raises the risk of developing coronary heart disease by lowering good cholesterolwhich makes heart-healthy exercise harder to do. Smoking also raises blood pressure and increases blood clots, increasing the risk of stroke.

Smoking damages the nerve endings responsible for the senses of smell and taste. In as little as 2 days after quitting, a person may notice a heightened sense of smell and more vivid tastes as these nerves heal. While it is healthier to have no nicotine in the body, this initial depletion can cause nicotine withdrawal. Around 3 days after quitting, most people will experience moodiness and irritability, severe headachesand cravings as the body readjusts.

As the lungs heal and lung capacity improves, former smokers may notice less coughing and shortness of breath. Athletic endurance increases and former smokers may notice a renewed ability for cardiovascular activities, such as running and jumping. Nine months after quitting, the lungs have significantly healed themselves. The delicate, hair-like structures inside the lungs known as cilia have recovered from the toll cigarette smoke took on them.

These structures help push mucus out of the lungs and help fight infections. Around this time, many former smokers notice a decrease in the frequency of lung infections because the healed cilia can do their job more easily. This risk will continue to drop past the 1-year mark.

Cigarettes contain many known toxins that cause the arteries and blood vessels to narrow. These same toxins also increase the likelihood of developing blood clots. After 5 years without smoking, the body has healed itself enough for the arteries and blood vessels to begin to widen again. This widening means the blood is less likely to clot, lowering the risk of stroke. The risk of stroke will continue to reduce over the next 10 years as the body heals more and more.

The likelihood of developing mouth, throat, or pancreatic cancer has significantly reduced. After 15 years of having quit smoking, the likelihood of developing coronary heart disease is the equivalent of a non-smoker. Similarly, the risk of developing pancreatic cancer has reduced to the same level as a non-smoker. After 20 years, the risk of death from smoking-related causes, including both lung disease and cancer, drops to the level of a person who has never smoked in their life. Also, the risk of developing pancreatic cancer has reduced to that of someone who has never smoked.

Smoking is a harmful habit that can lead to severe health complications and death.

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When a person quits smoking, the body will start to naturally heal and regain the vitality of a non-smoker over time. Some effects, such as lowered blood pressure, are seen almost immediately.

Other effects, such as risks of developing lung cancer, heart disease, and lung disease, take years to drop down to the levels of a non-smoker.Quarter-to-date QTD is a time interval that captures all relevant company activity that occurred between the beginning of the current quarter and the point at which the data was gathered. Quarter-to-date information is typically gathered in situations when the entire quarterly period has not yet ended, and it can allow management to see how the quarter is shaping up.

For example, a company may have software that is tracking its revenue for the quarter-to-date. QTD describes returns in progress during the specified time period, at the time of query. This means from the beginning of the quarter to now, a stock has appreciated by 8 percent.

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However, to allow this to happen would be a mistake. They need to pay a great deal of attention to how they analyze that data. If, for example, the information is suggesting that QTD revenue is dramatically lower than the same quarter from last year, this updated data will allow management to start looking for trends to see what is different compared to last year. Further analysis can also determine if any changes will need to be made to improve the situation. QTD measures are more sensitive to changes early rather than later.

It is also important to remember that the extra day in leap years may distort quarter-to-date comparisons. Hedge Funds Investing. Fundamental Analysis.

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Managerial Accounting Definition Managerial accounting is the practice of analyzing and communicating financial data to managers, who use the information to make business decisions.Finding your next job can be tough. In our technology-driven world, applying for jobs online while in your PJs is a convenience that is hard to resist.

But a crucial component of a successful job search involves networking: getting out there to expand your professional contacts and discover opportunities. Setting specific, measurable goals can provide a path to improve your career and achieve certain accomplishments.

You can use goal setting when given a certain task or project, or to personally advance in some way. You can set goals towards promotions, creativity, education and many other various ways to improve your life and career.

For busy hiring managers, your resume provides a snapshot of your career and is often the determining factor in whether you land an interview.

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If job search is a journey, a stellar resume is your passport. Indeed Community. What are the average starting salaries, bonuses, benefits and travel requirements like at Dollar General? What do you like best about working at Dollar General? Are there any great perks or special treats for employees?

Preview Exit Preview. You must be signed in to add attachments. What part of what I said gives you the idea I have alot of problems? Dollar General did hand me the keys, after I passed a background check, and a drug test. As far as looking at my watch, it was more like going to work in the dark, going home in the dark, and wondering when the DM was gonna start comming out of the dark. BITTER, yes, for the way you are trying to sugar coat this company to people who have legitimate, legal gripes.

That is the most truthful thing that has been said so far. I thunk there is also some type of subliminal brainwashing going on too, Old Cheryl Ann is working while the place is closed and has been for months, which means shes in violation of company policy. She tells someone not to take a managers job for under 40, when she knows damn well she doesn't come close to that. Dollar general is truly a job for those willing to settle in life.

IE working off the clock, after hours, and then admiting they are not making any money, by sugar coating the fact with "Its not all about the money", and calling anyone else bitter.

So now you think your Jesus? Ok, well that explains alot, what looney bin do you call home? Just FYI I dont need any pointers, if you looked in my past letters Im not in my store as much anymore I said I had to at one time, if I worked all the hours I used to I wouldnt be on this computer.

Thank you. Iam very excited about being a Dollar general Employee. I have met many great people.TWC evaluates your unemployment benefits claim based on:. You must meet all requirements in each of these three areas to qualify for unemployment benefits.

Your past wages are one of the eligibility requirements and the basis of your potential unemployment benefit amounts. We use the taxable wages, earned in Texas, your employer s have reported paying you during your base period to calculate your benefits. Your base period is the first four of the last five completed calendar quarters before the effective date of your initial claim. We do not use the quarter in which you file or the quarter before that; we use the one-year period before those two quarters.

The effective date is the Sunday of the week in which you apply. The chart below can help you determine your base period. If you do not have enough wages from employment in the base period, TWC cannot pay you benefits. If you were out of work for a long period during your base period because of a medically verifiable illness, injury, disability or pregnancy, you may be able to use an alternate base period.

To be eligible for benefits based on your job separation, you must be either unemployed or working reduced hours through no fault of your own. Examples include layoff, reduction in hours or wages not related to misconduct, being fired for reasons other than misconduct, or quitting with good cause related to work.

Layoffs are due to lack of work, not your work performance, so you may be eligible for benefits. For example, the employer has no more work available, has eliminated your position, or has closed the business. If you are working but your employer reduced your hours, you may be eligible for benefits. Your reduction in hours must not be the result of a disciplinary action or due to your request.

Quarter-To-Date (QTD)

If the employer ended your employment but you were not laid off as defined above, then you were fired. If the employer demanded your resignation, you were fired.

You may be eligible for benefits if you were fired for reasons other than misconduct. Examples of misconduct that could make you ineligible include violation of company policy, violation of law, neglect or mismanagement of your position, or failure to perform your work adequately if you are capable of doing so.

If you chose to end your employment, then you quit. Most people who quit their jobs do not receive unemployment benefits. For example, if you quit your job for personal reasons, such as lack of transportation or stay home with your children, we cannot pay you benefits. If you are involved in a labor dispute or strike, see more information at If You are Involved in a Labor Dispute or Strike.

In addition to the past wages and job separation eligibility requirements, there are requirements you must continue to meet to stay eligible. We will mail you a statement with your potential benefit amounts after you file your claim. The estimator cannot tell you whether you qualify for unemployment benefits. Your weekly benefit amount WBA is the amount you receive for weeks you are eligible for benefits.

To calculate your WBAwe divide your base period quarter with the highest wages by 25 and round to the nearest dollar. If you work during a week for which you are requesting payment, you must report your work. Wages earned may affect your benefit amounts. Your maximum benefit amount MBA is the total amount you can receive during your benefit year. Your MBA is 26 times your weekly benefit amount or 27 percent of all your wages in the base period, whichever is less.

To receive benefits, you must be totally or partially unemployed and meet the eligibility requirements. Your benefit year begins on the Sunday of the week in which you applied for benefits and remains in effect for 52 weeks.